Foreclosure Prevention and Foreclosure Policy Response Timeline from Foreclosure Response.org

Foreclosure Prevention and Response Policy Timeline

The graphic below shows foreclosure prevention policies along a timeline starting before mortgage delinquency (and often before purchasing a home), during the period in which the mortgage grows progressively more delinquent, and ending after foreclosure has occurred. Click on a policy along the timeline to learn more.

A link has been provided in the quick links box in the upper right corner of each page to return to the foreclosure policy timeline. After reviewing a policy section, go to the top of the page and click on "View Policy Timeline" to return to this page.

		Create a Foreclosure Prevention Hotline						Relocation Assistance and Social Services
Understand Why Foreclosures Matter	Homeownership Education and Counseling		Foreclosure Prevention Counseling	Work with Lenders and Servicers for Better Loan Modifications	Expanded Legal Services	Low-Interest Refinance Loans	Protections for Tenants		Credit Repair for Former Homeowners

BEFORE Mortgage Delinquency			DURING Mortgage Delinquency				AFTER Foreclosure

Anti-Predatory Lending Laws	Oversight of Mortgage Brokers and Lenders	Monitor Downpayment Passthroughs	Develop a Coordinated Response Strategy	Short-Term Emergency Loans	Moratorium or Other Extension	Refinancing with Flexible Underwriting Requirements	Secure and Maintain Foreclosed Properties	Streamline Private Section Disposition of Vacant Properties	Acquire, Rehab, and Manage Foreclosed Homes

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