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National Stabilization Program Action Plans

State and Local Action Plans: Learn what other states and localities are planning

On September 26, 2008, the US Department of Housing and Urban Development (HUD) allocated $3.92 billion in Neighborhood Stabilization Program funding to States and to Community Development Block Grant (CDBG) entitlement communities particularly hard hit by home foreclosures. These funds are to be used to establish financing mechanisms for the redevelopment of foreclosed-upon homes and to purchase residential properties, establish land banks, and demolish blighted structures.

All states and localities receiving direct allocations were required by the U.S. Department of Housing and Urban Development for the Neighborhood Stabilization Program (NSP) to develop Action Plans. The plans describe how funds will be distributed to areas of greatest need within each jurisdiction, using three required factors (and any others grantees deem appropriate). Needy areas include those: (1) with the greatest percentage of home foreclosures; (2) the highest percentage of homes financed by a subprime mortgage related loan; and (3) identified by the grantee as likely to face a significant rise in the rate of home foreclosures.

While the plans were submitted to HUD by December 1, 2008, they may have been revised and refined in the subsequent months. These initial plans provide an early
NSP Round Two

On May 4, 2009 HUD announced that the Department would begin soliciting grant applications for a second round of nearly $2 billion in NSP funding to be awarded on a competitive basis to states, local governments and non-profit housing developers to combat the effects of home foreclosures.

Enterprise Community Partners has prepared two summary documents to assist advocates and potential applicants, one providing an overview of application and eligibility requirements, and one describing changes for the second round of funding.
look at how jurisdictions around the country intend to respond to the mortgage
foreclosure crisis.

In partnership with the National Housing Conference, the Foreclosure Response team has provided links to initial and final plans from the first round of NSP funding, as they became available. Click on the state names below to view draft plans and related grantee information. Please contact us if you would like to submit the official plan for your jurisdiction.




A to H

Alabama [DOC] -- hosted by the Department of Economic and Community Affairs

Alaska [PDF] -- hosted by the Alaska Housing Finance Corporation

Arizona [PDF] -- hosted by the Arizona Department of Housing
California -- hosted by the Department of Housing and Community Development
Colorado -- hosted by the Department of Local Affairs, Division of Housing
Connecticut [PDF] -- hosted by the Department of Economic and Community Development

Delaware [PDF] -- hosted by the Delaware State Housing Authority

District of Columbia -- hosted by the Department of Housing and Community Development

Florida [PDF] -- hosted by the Division of Housing and Community Development
Georgia [PDF] -- hosted by the Department of Community Affairs
Hawaii [PDF] -- hosted by the Housing Finance & Development Corporation


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I to M

Idaho [PDF] -- hosted by the Idaho Housing and Finance Association

Illinois -- hosted by the Illinois Department of Human Services
Indiana [PDF] -- hosted by the Indiana Housing & Community Development Authority

Iowa [PDF] -- hosted by the State of Iowa

Kansas [PDF] -- hosted by the Department of Commerce

Kentucky [DOC] -- hosted by the Department for Local Government
Louisiana [PDF] -- hosted by the Office of Community Development

Maine [PDF] -- hosted by the Office of Community Development

Maryland -- hosted by the Department of Housing and Community Development, Division of Neighborhood Revitalization
Massachusetts -- hosted by the Executive Office of Housing and Economic Development

Michigan -- hosted by the Michigan State Housing Development Authority
Minnesota-- hosted by the Minnesota Housing Finance Agency
Mississippi [DOC] -- hosted by the Community Services Division

Missouri [PDF] -- hosted by the Division of Business and Community Services
Montana [DOC] -- hosted by the Department of Commerce


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N to P

Nebraska -- hosted by the Department of Economic Development

Nevada [PDF] -- hosted by the Department of Business and Industry, Housing Division

New Hampshire -- hosted by the Community Development Finance Authority

New Jersey [PDF] -- hosted by the Department of Community Affairs
New Mexico [DOC] -- hosted by the Local Government Division

New York -- hosted by the Division of Housing & Community Renewal
North Carolina [PDF] -- hosted by the Department of Commerce

North Dakota [PDF] -- hosted by the Department of Commerce

Ohio [PDF] -- hosted by the Department of Development
Oklahoma [PDF] -- hosted by the Department of Commerce

Oregon [PDF] -- hosted by Oregon Housing and Community Services

Pennsylvania -- hosted by the State of Pennsylvania

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R to W

Rhode Island [PDF] -- hosted by the Housing Resources Commission

South Carolina --hosted by the Housing Finance & Development Authority

South Dakota [PDF] -- hosted by the Housing Development Authority

Tennessee [PDF] -- hosted by the Tennessee Housing Development Agency
Texas [PDF] -- hosted by the Department of Housing and Community Affairs
Utah [PDF] -- hosted by the Division of Housing and Community Development

Vermont [PDF] -- hosted by the Department of Housing and Community Affairs

Virginia [PDF] -- hosted by the Department of Housing and Community Development

Washington -- hosted by the Department of Community, Trade, and Economic Development

West Virginia [PDF] -- hosted by the State of West Virginia

Wisconsin -- hosted by the Department of Commerce
Wyoming-- hosted by the Wyoming Business Council (also available through the Wyoming Community Development Authority)


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