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Metropolitan Delinquency and Foreclosure Data, June 2011

Released December 28, 2011

This page provides data on the share of mortgages in each U.S. metropolitan area that is seriously delinquent -- either 90 or more days past due or currently in foreclosure -- as well as the metropolitan foreclosure rate. The data were derived through analysis of LPS Applied Analytics Data by Local Initiatives Support Corporation (LISC). Data will be updated on a quarterly basis.

To access the data and rankings, currently available for June 2011, use the links in the blue box to the right.

In addition to the data and rankings, Urban Institute researchers have analyzed serious delinquency rate trends for the 100 largest metropolitan areas [PDF].

Prior data for March 2011, December 2010, September 2010, June 2010, and March 2010 are also available.

The December 2010 and March 2010 data were released in partnership with the Urban Institute's MetroTrends website. MetroTrends is the Urban Institute's metropolitan report card with the latest information on social and economic trends in urban America. The latest MetroTrends commentary on the share of seriously delinquent mortgages for the nation's 100 largest metropolitan areas is available on the MetroTrends website at: http://www.metrotrends.org/Commentary/mortgage-delinquency.cfm.

Please note that a separate but related data resource on Foreclosure-Response.org is the Intrametropolitan ZIP Code Level Needs Scores. These data show the relative foreclosure needs at the ZIP Code level within a metropolitan area and will be useful in assessing foreclosure-related needs within metro areas.
Map, Rankings, and Resources

Top 25 Metropolitan Areas by:
 
 

MetroTrends Commentary (for December 2010)
 

Map of Serious Delinquency Rates in U.S. Metropolitan Areas, June 2011

Metropolitan areas shown in medium or dark blue -- including most of Texas, the Central and Mountain time zones, and parts of the Pacific Northwest -- have relatively low rates of serious mortgage delinquencies, while metropolitan areas shown in yellow or red -- including nearly all of Florida and California, parts of New Jersey and the Great Lakes region, and parts of the South -- have higher serious delinquency rates. See the map below and its legend for more information.
Map of Metropolitan Area Serious Delinquency Rates
Note: The end points for each of the categories in the legend above are at exactly 3 percent, 7 percent, 11 percent, etc. The next category begins at anything higher than the prior category (for example, 3.000000001 percent).

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Metropolitan Rankings by Foreclosure Rate

The table below ranks the 25 U.S. metropolitan areas with the highest foreclosure rates in June 2011. Their prime and subprime foreclosure rates are also shown. For information on all metro areas included in this study, download this Excel file.

TOP 25 METROPOLITAN AREAS BY FORECLOSURE RATE, JUNE 2011
RankMetropolitan Statistical AreaForeclosure RatePrime Foreclosure RateSubprime Foreclosure Rate
1Miami-Fort Lauderdale-Pompano Beach, FL 18.5%14.4%40.2%
2Palm Coast, FL 17.3%14.2%38.2%
3Port St. Lucie, FL 16.1%12.4%38.5%
4Orlando-Kissimmee, FL 15.2%11.9%35.4%
5Tampa-St. Petersburg-Clearwater, FL 15.1%11.2%38.2%
6Punta Gorda, FL 14.5%11.6%32.2%
7Cape Coral-Fort Myers, FL 14.4%11.6%35.0%
8Bradenton-Sarasota-Venice, FL 14.3%11.4%37.0%
9Vineland-Millville-Bridgeton, NJ 13.9%9.1%40.1%
10Lakeland-Winter Haven, FL 13.8%10.1%31.2%
11Deltona-Daytona Beach-Ormond Beach, FL 13.8%10.3%31.4%
12Sebastian-Vero Beach, FL 13.0%10.1%34.3%
13Ocala, FL 12.9%9.7%29.4%
14Naples-Marco Island, FL 12.7%10.8%38.1%
15Palm Bay-Melbourne-Titusville, FL 12.7%9.3%37.2%
16Las Vegas-Paradise, NV 12.0%9.7%29.2%
17Atlantic City-Hammonton, NJ 11.7%8.7%41.6%
18Jacksonville, FL 11.1%8.0%29.6%
19Kankakee-Bradley, IL 10.6%6.2%30.1%
20Panama City-Lynn Haven-Panama City Beach, FL 10.3%8.5%30.0%
21Youngstown-Warren-Boardman, OH-PA 10.0%6.6%26.4%
22Fort Walton Beach-Crestview-Destin, FL 9.4%7.3%35.3%
23Rockford, IL 9.4%6.2%29.8%
24Kingston, NY 9.0%6.2%29.0%
25Kokomo, IN 8.7%6.5%25.0%

Source: Analysis of LPS Applied Analytics data by Local Initiatives Support Corporation, tabulated by the Urban Institute

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Metropolitan Rankings by Serious Delinquency Rate

The table below ranks the 25 U.S. metropolitan areas with the highest serious delinquency rates in June 2011. Serious delinquency rate is defined as the share of all first-lien mortgages in foreclosure or 90+ days delinquent. The metropolitan foreclosure rates and 90+ day delinquency rates are also shown. For information on all metro areas included in this study, download this Excel file.

TOP 25 METROPOLITAN AREAS BY SERIOUS DELINQUENCY RATE, JUNE 2011
RankMetropolitan Statistical AreaSerious Delinquency Rate*90+ Days Delinquency RateForeclosure Rate
1Miami-Fort Lauderdale-Pompano Beach, FL 23.5%4.9%18.5%
2Palm Coast, FL 21.4%4.1%17.3%
3Port St. Lucie, FL 20.8%4.7%16.1%
4Vineland-Millville-Bridgeton, NJ 20.4%6.5%13.9%
5Orlando-Kissimmee, FL 20.2%5.0%15.2%
6Las Vegas-Paradise, NV 20.2%8.2%12.0%
7Cape Coral-Fort Myers, FL 20.2%5.8%14.4%
8Tampa-St. Petersburg-Clearwater, FL 19.3%4.2%15.1%
9Lakeland-Winter Haven, FL 18.8%5.0%13.8%
10Punta Gorda, FL 18.8%4.3%14.5%
11Deltona-Daytona Beach-Ormond Beach, FL 18.2%4.5%13.8%
12Bradenton-Sarasota-Venice, FL 18.2%3.8%14.3%
13Ocala, FL 17.1%4.2%12.9%
14Palm Bay-Melbourne-Titusville, FL 16.4%3.8%12.7%
15Naples-Marco Island, FL 16.4%3.7%12.7%
16Sebastian-Vero Beach, FL 16.4%3.4%13.0%
17Atlantic City-Hammonton, NJ 16.3%4.5%11.7%
18Jacksonville, FL 16.0%4.9%11.1%
19Kankakee-Bradley, IL 15.7%5.1%10.6%
20Youngstown-Warren-Boardman, OH-PA 14.6%4.6%10.0%
21Memphis, TN-MS-AR 14.1%6.3%7.8%
22Kingston, NY 14.0%5.0%9.0%
23Rockford, IL 13.9%4.5%9.4%
24El Centro, CA 13.6%6.8%6.8%
25Poughkeepsie-Newburgh-Middletown, NY 13.5%5.2%8.3%

Source: Analysis of LPS Applied Analytics data by Local Initiatives Support Corporation, tabulated by the Urban Institute

*Serious Delinquency Rate = Share of all first-lien mortgages 90 plus days delinquent or in foreclosure.

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Metropolitan Rankings by Change in Serious Delinquency Rate, June 2010 to June 2011

The table below ranks the 25 U.S. metropolitan areas with the largest growth in the serious delinquency rate between June 2010 and June 2011. The serious delinquency rates in June 2010 and June 2011 are also shown. For information on all metro areas included in this study, download this Excel file.

TOP 25 METROPOLITAN AREAS BY GROWTH IN SERIOUS DELINQUENCY RATE, JUNE 2010 TO JUNE 2011
RankMetropolitan Statistical AreaSerious Delinquency Rate*
Year over Year Pct. Point Change June 2010June 2011
1Atlantic City-Hammonton, NJ 2.24
14.02%16.26%
2Vineland-Millville-Bridgeton, NJ 2.17
18.25%20.42%
3Decatur, IL 2.03
8.03%10.06%
4Lewiston-Auburn, ME 1.84
9.58%11.42%
5Kingston, NY 1.69
12.27%13.96%
6Elmira, NY 1.64
8.12%9.77%
7Poughkeepsie-Newburgh-Middletown, NY 1.58
11.94%13.52%
8Rockford, IL 1.56
12.34%13.90%
9Danville, IL 1.4
11.02%12.42%
10Trenton-Ewing, NJ 1.17
9.93%11.11%
11Kankakee-Bradley, IL 1.17
14.53%15.70%
12Peoria, IL 1.13
9.22%10.35%
13Glens Falls, NY 1.04
11.02%12.07%
14Lawton, OK .95
6.67%7.62%
15Albany-Schenectady-Troy, NY .95
8.97%9.91%
16Champaign-Urbana, IL .94
5.43%6.37%
17Eugene-Springfield, OR .94
5.52%6.45%
18Jefferson City, MO .93
6.51%7.44%
19Springfield, IL .89
6.93%7.82%
20Binghamton, NY .87
8.01%8.88%
21Pine Bluff, AR .82
11.60%12.42%
22Anderson, IN .82
10.72%11.54%
23Alexandria, LA .78
10.23%11.01%
24Utica-Rome, NY .77
9.00%9.77%
25Springfield, OH .77
10.28%11.05%

Source: Analysis of LPS Applied Analytics data by Local Initiatives Support Corporation, tabulated by the Urban Institute

*Serious Delinquency Rate = Share of all first-lien mortgages 90 plus days delinquent or in foreclosure.

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