Foreclosure-Response.org | Metropolitan Foreclosure and Delinquency Rates

<< back

Metropolitan Delinquency and Foreclosure Data, September 2010

Please note: This is an archived page. For the most current data, click here.

Released February 2011

This page provides data on the share of mortgages in each U.S. metropolitan area that is seriously delinquent -- either 90 or more days past due or currently in foreclosure -- as well as the metropolitan foreclosure rate. The data were derived through analysis of LPS Applied Analytics Data by Local Initiatives Support Corporation (LISC). Data will be updated on a quarterly basis.

To access the data and rankings for September 2010, use the links in the blue box to the right.

Prior data for June 2010 and March 2010 are also available. The March 2010 data were released in partnership with the Urban Institute's MetroTrends website. Tom Kingsley of the Urban Institute and Chris Walker of LISC analyzed of the share of seriously delinquent mortgages for the nation's 100 largest metropolitan areas in March 2010. Their commentary, along with maps and tables, is available on the MetroTrends website at: http://metrotrends.org/Commentary/foreclosure.cfm. MetroTrends is the Urban Institute's metropolitan report card with the latest information on social and economic trends in urban America.

Please note that a separate but related data resource on Foreclosure-Response.org is the Intrametropolitan ZIP Code Level Needs Scores. These data show the relative foreclosure needs at the ZIP Code level within a metropolitan area and will be useful in assessing foreclosure-related needs within metro areas.

Map, Rankings, and Resources

Map of Serious Delinquency Rates in U.S. Metropolitan Areas

Top 25 Metropolitan Areas by:

Full Metropolitan Delinquency and Foreclosure Rate Data [Excel]

Methodology [PDF]

MetroTrends Commentary

Map of Serious Delinquency Rates in U.S. Metropolitan Areas, September 2010

Metropolitan areas shown in medium or dark blue -- including most of Texas, the Pacific Northwest, and the Central and Mountain time zones -- have relatively low rates of serious mortgage delinquencies, while metropolitan areas shown in yellow or red -- including nearly all of Florida and California -- have higher serious delinquency rates. See the map below and its legend for more information.
Map of Metropolitan Area Serious Delinquency Rates

Map of Metropolitan Area Serious Delinquency Rates

Metropolitan Rankings by Foreclosure Rate

The table below ranks the 25 U.S. metropolitan areas with the highest foreclosure rates in September 2010. Their prime and subprime foreclosure rates are also shown. For information on all metro areas included in this study, download this Excel file.

Rank	Metropolitan Statistical Area	Foreclosure Rate	Prime Foreclosure Rate	Subprime Foreclosure Rate
TOP 25 METROPOLITAN AREAS BY FORECLOSURE RATE, SEPTEMBER 2010
1	Miami-Fort Lauderdale-Pompano Beach, FL	17.5%	13.6%	37.3%
2	Palm Coast, FL	16.2%	12.9%	41.8%
3	Port St. Lucie, FL	15.7%	12.3%	36.2%
4	Cape Coral-Fort Myers, FL	15.0%	12.2%	36.0%
5	Punta Gorda, FL	14.4%	11.4%	36.6%
6	Orlando-Kissimmee, FL	13.8%	11.0%	32.0%
7	Tampa-St. Petersburg-Clearwater, FL	13.8%	10.2%	35.2%
8	Bradenton-Sarasota-Venice, FL	13.5%	10.7%	38.5%
9	Las Vegas-Paradise, NV	12.9%	10.6%	28.9%
10	Naples-Marco Island, FL	12.7%	10.7%	37.6%
11	Sebastian-Vero Beach, FL	12.6%	9.6%	34.7%
12	Deltona-Daytona Beach-Ormond Beach, FL	12.2%	9.1%	31.2%
13	Lakeland-Winter Haven, FL	12.2%	9.1%	27.4%
14	Ocala, FL	12.1%	8.9%	29.3%
15	Vineland-Millville-Bridgeton, NJ	11.9%	7.6%	35.8%
16	Palm Bay-Melbourne-Titusville, FL	10.8%	8.0%	32.4%
17	Jacksonville, FL	9.9%	7.0%	26.5%
18	Atlantic City-Hammonton, NJ	9.5%	6.9%	35.6%
19	Fort Walton Beach-Crestview-Destin, FL	9.5%	7.2%	35.2%
20	Panama City-Lynn Haven-Panama City Beach, FL	9.3%	7.5%	30.0%
21	Youngstown-Warren-Boardman, OH-PA	9.1%	6.3%	24.0%
22	Kankakee-Bradley, IL	8.6%	5.4%	23.1%
23	Terre Haute, IN	8.1%	5.6%	21.0%
24	Shreveport-Bossier City, LA	7.9%	5.1%	26.6%
25	Kokomo, IN	7.8%	5.9%	23.1%

Source: Analysis of LPS Applied Analytics data by Local Initiatives Support Corporation, tabulated by the Urban Institute

Metropolitan Rankings by Serious Delinquency Rate

The table below ranks the 25 U.S. metropolitan areas with the highest serious delinquency rates in September 2010. Serious delinquency rate is defined as the share of all first-lien mortgages in foreclosure or 90+ days delinquent. The metropolitan foreclosure rates and 90+ day delinquency rates are also shown. For information on all metro areas included in this study, download this Excel file.

Rank	Metropolitan Statistical Area	Serious Delinquency Rate*	90+ Days Delinquency Rate	Foreclosure Rate
TOP 25 METROPOLITAN AREAS BY SERIOUS DELINQUENCY RATE, SEPTEMBER 2010
1	Miami-Fort Lauderdale-Pompano Beach, FL	24.6%	7.1%	17.5%
2	Las Vegas-Paradise, NV	23.3%	10.4%	12.9%
3	Port St. Lucie, FL	21.8%	6.1%	15.7%
4	Palm Coast, FL	21.5%	5.2%	16.2%
5	Cape Coral-Fort Myers, FL	21.4%	6.4%	15.0%
6	Orlando-Kissimmee, FL	20.6%	6.8%	13.8%
7	Punta Gorda, FL	19.6%	5.2%	14.4%
8	Tampa-St. Petersburg-Clearwater, FL	19.4%	5.6%	13.8%
9	Lakeland-Winter Haven, FL	19.1%	6.9%	12.2%
10	Vineland-Millville-Bridgeton, NJ	18.7%	6.8%	11.9%
11	Bradenton-Sarasota-Venice, FL	18.4%	4.9%	13.5%
12	Deltona-Daytona Beach-Ormond Beach, FL	18.1%	5.8%	12.2%
13	Naples-Marco Island, FL	17.8%	5.1%	12.7%
14	Ocala, FL	17.6%	5.5%	12.1%
15	Sebastian-Vero Beach, FL	17.1%	4.5%	12.6%
16	El Centro, CA	15.9%	9.3%	6.6%
17	Riverside-San Bernardino-Ontario, CA	15.9%	8.9%	7.0%
18	Jacksonville, FL	15.8%	5.9%	9.9%
19	Palm Bay-Melbourne-Titusville, FL	15.6%	4.8%	10.8%
20	Merced, CA	15.4%	8.3%	7.0%
21	Stockton, CA	15.1%	8.5%	6.6%
22	Kankakee-Bradley, IL	14.9%	6.3%	8.6%
23	Lima, OH	14.6%	7.0%	7.6%
24	Madera-Chowchilla, CA	14.5%	8.0%	6.5%
25	Atlantic City-Hammonton, NJ	14.5%	5.0%	9.5%

Source: Analysis of LPS Applied Analytics data by Local Initiatives Support Corporation, tabulated by the Urban Institute

*Serious Delinquency Rate = Share of all first-lien mortgages 90 plus days delinquent or in foreclosure.

Back to top

Metropolitan Rankings by Change in Serious Delinquency Rate, September 2009 to September 2010

The table below ranks the 25 U.S. metropolitan areas with the largest growth in the serious delinquency rate between September 2009 and September 2010. The serious delinquency rates in September 2009 and September 2010 are also shown. For information on all metro areas included in this study, download this Excel file.

Rank	Metropolitan Statistical Area	Serious Delinquency Rate*
TOP 25 METROPOLITAN AREAS BY GROWTH IN SERIOUS DELINQUENCY RATE, SEPT. 2009 TO 2010
Rank	Metropolitan Statistical Area	Year over Year Pct. Point Change	Sept. 2009	Sept. 2010
1	Vineland-Millville-Bridgeton, NJ	3.0	15.8%	18.7%
2	Carson City, NV	2.5	8.3%	10.9%
3	Atlantic City-Hammonton, NJ	2.2	12.3%	14.5%
4	Kingston, NY	2.1	10.5%	12.6%
5	Fort Walton Beach-Crestview-Destin, FL	2.1	10.7%	12.8%
6	Brunswick, GA	2.0	7.8%	9.8%
7	Poughkeepsie-Newburgh-Middletown, NY	2.0	10.1%	12.2%
8	Reno-Sparks, NV	1.9	11.8%	13.7%
9	Tampa-St. Petersburg-Clearwater, FL	1.8	17.5%	19.4%
10	Palm Coast, FL	1.8	19.7%	21.5%
11	Dover, DE	1.7	9.5%	11.3%
12	Deltona-Daytona Beach-Ormond Beach, FL	1.5	16.6%	18.1%
13	Las Vegas-Paradise, NV	1.5	21.8%	23.3%
14	Gainesville, FL	1.4	7.6%	9.0%
15	Jacksonville, FL	1.4	14.4%	15.8%
16	Hinesville-Fort Stewart, GA	1.3	7.4%	8.7%
17	Farmington, NM	1.3	4.0%	5.3%
18	Seattle-Tacoma-Bellevue, WA	1.3	6.7%	8.0%
19	Tallahassee, FL	1.3	8.7%	9.9%
20	Grand Junction, CO	1.3	5.9%	7.2%
21	Sebastian-Vero Beach, FL	1.2	15.8%	17.1%
22	Pensacola-Ferry Pass-Brent, FL	1.2	9.6%	10.8%
23	Palm Bay-Melbourne-Titusville, FL	1.2	14.4%	15.6%
24	Mount Vernon-Anacortes, WA	1.2	6.3%	7.5%
25	Kankakee-Bradley, IL	1.2	13.7%	14.9%