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Metropolitan Delinquency and Foreclosure Data, March 2010

Please note: This is an archived page. For the most current data, click here.

This page provides data on the share of mortgages in each U.S. metropolitan area that is seriously delinquent -- either 90 or more days past due or currently in foreclosure -- as well as the metropolitan foreclosure rate. The data were derived through analysis of LPS Applied Analytics Data by Local Initiatives Support Corporation (LISC). To access the data and rankings for March 2010, use the links in the blue box to the right. Data will be updated on a quarterly basis. Data are also available for December 2010, September 2010, and June 2010.

The data are provided in partnership with the Urban Institute's MetroTrends website. Tom Kingsley of the Urban Institute and Chris Walker of LISC analyzed of the share of seriously delinquent mortgages for the nation's 100 largest metropolitan areas. Their commentary, along with maps and tables, is available on the MetroTrends website at: http://metrotrends.org/Commentary/foreclosure.cfm. MetroTrends is the Urban Institute's metropolitan report card with the latest information on social and economic trends in urban America.

Please note that a separate but related data resource on Foreclosure-Response.org is the Intrametropolitan ZIP Code Level Needs Scores. These data show the relative foreclosure needs at the ZIP Code level within a metropolitan area and will be useful in assessing foreclosure-related needs within metro areas.

Map, Rankings, and Resources

Map of Serious Delinquency Rates in U.S. Metropolitan Areas

Top 25 Metropolitan Areas by:

Full Metropolitan Delinquency and Foreclosure Rate Data [Excel]

Methodology [PDF]

MetroTrends Commentary

Map of Serious Delinquency Rates in U.S. Metropolitan Areas, March 2010

Map of Metropolitan Area Serious Delinquency Rates

Metropolitan Rankings by Foreclosure Rate

The table below ranks the 25 U.S. metropolitan areas with the highest foreclosure rates in March 2010. Their prime and subprime foreclosure rates are also shown. For information on all metro areas included in this study, download this Excel file.

Rank	Metropolitan Statistical Area	Foreclosure Rate	Prime Foreclosure Rate	Subprime Foreclosure Rate
TOP 25 METROPOLITAN AREAS BY FORECLOSURE RATE, MARCH 2010
1	Miami-Fort Lauderdale-Pompano Beach, FL	17.8%	13.3%	40.5%
2	Cape Coral-Fort Myers, FL	16.3%	13.2%	37.5%
3	Palm Coast, FL	15.4%	12.3%	40.0%
4	Punta Gorda, FL	15.4%	12.2%	39.5%
5	Port St. Lucie, FL	14.9%	11.4%	35.4%
6	Orlando-Kissimmee, FL	13.3%	10.4%	31.8%
7	Naples-Marco Island, FL	13.2%	10.9%	40.6%
8	Tampa-St. Petersburg-Clearwater, FL	13.1%	9.4%	35.2%
9	Las Vegas-Paradise, NV	13.1%	10.5%	30.2%
10	Bradenton-Sarasota-Venice, FL	13.1%	10.1%	39.0%
11	Sebastian-Vero Beach, FL	12.1%	8.9%	35.5%
12	Ocala, FL	11.9%	8.6%	29.5%
13	Lakeland-Winter Haven, FL	11.7%	8.6%	27.0%
14	Deltona-Daytona Beach-Ormond Beach, FL	11.3%	8.3%	29.2%
15	Vineland-Millville-Bridgeton, NJ	10.5%	6.1%	33.8%
16	Palm Bay-Melbourne-Titusville, FL	10.3%	7.4%	32.9%
17	Panama City-Lynn Haven-Panama City Beach, FL	9.2%	7.6%	28.2%
18	Jacksonville, FL	9.1%	6.3%	25.6%
19	Youngstown-Warren-Boardman, OH-PA	8.6%	5.7%	23.6%
20	Fort Walton Beach-Crestview-Destin, FL	8.5%	6.5%	32.3%
21	Kankakee-Bradley, IL	8.4%	4.8%	24.1%
22	Atlantic City-Hammonton, NJ	8.1%	5.6%	33.3%
23	Shreveport-Bossier City, LA	7.7%	5.1%	25.5%
24	Merced, CA	7.4%	5.9%	18.1%
25	Lima, OH	7.4%	4.6%	17.1%

Source: Analysis of LPS Applied Analytics data by Local Initiatives Support Corporation, tabulated by the Urban Institute

Metropolitan Rankings by Serious Delinquency Rate

The table below ranks the 25 U.S. metropolitan areas with the highest serious delinquency rates in March 2010. Serious delinquency rate is defined as the share of all first-lien mortgages in foreclosure or 90+ days delinquent. The metropolitan foreclosure rates and 90+ day delinquency rates are also shown. For information on all metro areas included in this study, download this Excel file.

Rank	Metropolitan Statistical Area	Serious Delinquency Rate*	90+ Days Delinquency Rate	Foreclosure Rate
TOP 25 METROPOLITAN AREAS BY SERIOUS DELINQUENCY RATE, MARCH 2010
1	Miami-Fort Lauderdale-Pompano Beach, FL	26.0%	8.1%	17.8%
2	Las Vegas-Paradise, NV	25.1%	12.0%	13.1%
3	Cape Coral-Fort Myers, FL	23.6%	7.4%	16.3%
4	Port St. Lucie, FL	22.6%	7.8%	14.9%
5	Orlando-Kissimmee, FL	21.8%	8.5%	13.3%
6	Palm Coast, FL	21.3%	5.9%	15.4%
7	Punta Gorda, FL	21.2%	5.8%	15.4%
8	Lakeland-Winter Haven, FL	20.0%	8.2%	11.7%
9	Tampa-St. Petersburg-Clearwater, FL	19.6%	6.5%	13.1%
10	El Centro, CA	19.0%	11.9%	7.1%
11	Naples-Marco Island, FL	18.9%	5.7%	13.2%
12	Bradenton-Sarasota-Venice, FL	18.7%	5.7%	13.1%
13	Ocala, FL	18.7%	6.8%	11.9%
14	Riverside-San Bernardino-Ontario, CA	18.7%	11.3%	7.4%
15	Merced, CA	18.4%	11.0%	7.4%
16	Deltona-Daytona Beach-Ormond Beach, FL	18.3%	7.0%	11.3%
17	Vineland-Millville-Bridgeton, NJ	18.0%	7.5%	10.5%
18	Sebastian-Vero Beach, FL	17.8%	5.7%	12.1%
19	Stockton, CA	17.7%	10.7%	7.0%
20	Modesto, CA	16.8%	9.9%	6.9%
21	Bakersfield, CA	16.5%	10.4%	6.1%
22	Madera-Chowchilla, CA	16.0%	10.1%	5.9%
23	Palm Bay-Melbourne-Titusville, FL	15.9%	5.6%	10.3%
24	Phoenix-Mesa-Scottsdale, AZ	15.8%	9.0%	6.8%
25	Jacksonville, FL	15.7%	6.6%	9.1%

Source: Analysis of LPS Applied Analytics data by Local Initiatives Support Corporation, tabulated by the Urban Institute

*Serious Delinquency Rate = Share of all first-lien mortgages 90 plus days delinquent or in foreclosure.

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Metropolitan Rankings by Change in Serious Delinquency Rate, March 2009 to March 2010

The table below ranks the 25 U.S. metropolitan areas with the largest growth in the serious delinquency rate between March 2009 and March 2010. The serious delinquency rates in March 2009 and March 2010 are also shown. For information on all metro areas included in this study, download this Excel file.

Rank	Metropolitan Statistical Area	Serious Delinquency Rate*
TOP 25 METROPOLITAN AREAS BY GROWTH IN SERIOUS DELINQUENCY RATE, MARCH 2009 TO 2010
Rank	Metropolitan Statistical Area	Year over Year Pct. Point Change	March 2009	March 2010
1	Las Vegas-Paradise, NV	7.4	17.7%	25.1%
2	Miami-Fort Lauderdale-Pompano Beach, FL	6.6	19.4%	26.0%
3	Tampa-St. Petersburg-Clearwater, FL	5.1	14.5%	19.6%
4	Orlando-Kissimmee, FL	5.1	16.7%	21.8%
5	Reno-Sparks, NV	5.1	9.0%	14.1%
6	Palm Coast, FL	4.8	16.5%	21.3%
7	Grand Junction, CO	4.7	3.0%	7.6%
8	Sebastian-Vero Beach, FL	4.4	13.3%	17.8%
9	Poughkeepsie-Newburgh-Middletown, NY	4.4	7.6%	12.0%
10	Deltona-Daytona Beach-Ormond Beach, FL	4.4	13.9%	18.3%
11	Carson City, NV	4.4	6.3%	10.7%
12	Atlantic City-Hammonton, NJ	4.3	9.7%	14.0%
13	Kankakee-Bradley, IL	4.3	10.8%	15.2%
14	Ocala, FL	4.2	14.4%	18.7%
15	Vineland-Millville-Bridgeton, NJ	4.2	13.9%	18.0%
16	Bradenton-Sarasota-Venice, FL	4.1	14.6%	18.7%
17	Kingston, NY	4.1	8.3%	12.3%
18	Panama City-Lynn Haven-Panama City Beach, FL	4.0	9.6%	13.6%
19	Chicago-Naperville-Joliet, IL-IN-WI	4.0	8.0%	12.0%
20	Rockford, IL	4.0	8.7%	12.7%
21	Palm Bay-Melbourne-Titusville, FL	4.0	11.9%	15.9%
22	Lakeland-Winter Haven, FL	4.0	16.0%	20.0%
23	Naples-Marco Island, FL	3.9	15.0%	18.9%
24	Port St. Lucie, FL	3.9	18.8%	22.6%
25	Atlanta-Sandy Springs-Marietta, GA	3.9	8.8%	12.6%